Retirement income · Legacy · Protection
The goal is simple: help your income last, protect the people you love and prepare for the cost of care—without turning the conversation into a sales pitch.
What matters most
Retirement planning can feel complicated. It gets clearer when you separate the conversation into income, legacy and care.
Fixed annuities can be one way to create dependable retirement income and reduce some of the uncertainty around market swings. The right fit depends on your timeline, goals and need for access to your money.
Life insurance can help replace income, cover final expenses or create a legacy for the people and causes that matter to you. We look at the purpose first, then the coverage.
Some life insurance policies offer long-term care or chronic illness benefits that may help while you’re living. Availability and benefits vary, so the details deserve a careful conversation.
A quick retirement check-in
This quick estimate shows what your current savings and monthly contributions could grow to by your target retirement age.
This simplified illustration assumes steady monthly contributions and the growth rate selected. It does not include inflation, taxes, fees or market variability. The 4% withdrawal figure is a planning shorthand, not a guarantee or recommendation.
Want Bob to review this snapshot with you? Add your details in three quick steps.
Bob has your snapshot and contact details. Choose a time now, or continue exploring the page.
Legacy Review perk: save 25% on Addio estate plan documents. The discount applies automatically through Bob’s link.
For people already retired
You’ve won the game. Now protect the trophy.
Want to talk through the numbers? Bob Matthews is a licensed independent insurance agent in Georgia, Tennessee and Florida.
Talk to Bob — free 20-minute callA 60-second coverage checkup
Five quick questions show roughly how much life insurance your family would need if you were gone tomorrow — and whether what you have now closes the gap.
Choose your next step
You can compare options online or talk with Bob before doing anything. There’s no wrong door.
See available coverage and pricing, then apply online when you’re ready. You can still call Bob with questions before or during the process.
Explore coverage options and begin enrollment through Bob’s PlanEnroll page.
Explore coverageAlso ask Bob about Medicare Supplement options.
Good. A brief conversation can help sort out what matters and which path fits.
Call (770) 835-5584 Carrier rates may apply.A straightforward process
Income, family, care needs, budget and timing—not a stack of product brochures.
Review how each option works, what it costs and where the trade-offs are.
Ask questions, involve family and move forward only when the choice makes sense to you.
Partner perk
I've partnered with Addio to give my clients 25% off their estate planning documents. The right coverage protects the money; Addio organizes everything around it — your will, your wishes, who gets what.
Addio is a third-party service, not affiliated with Big Hat Legacy. I receive no compensation — this is just a perk for my folks. The 25% comes off automatically when you use my link.
Independent carrier access
Options from established insurance companies help keep the recommendation focused on what fits your goals.
Mutual of Omaha spotlight: Bob is an appointed Mutual of Omaha producer—and he can handle it all: life insurance, Medicare Supplement, long-term care and annuities. Book your free Legacy Review.
Start with a conversation with Bob Matthews, Independent Insurance Agent.
Big Hat Solutions · Merchant Services
Explore practical payment-processing options built around how your business operates.
For business owners
Key person insurance, buy-sell funding, business succession planning, and group benefits.
Big Hat Legacy is the retirement and legacy planning practice of Bob Matthews, an independent insurance agent serving the Atlanta area and families across Georgia. Bob helps clients plan for retirement income that lasts, using options that can include fixed annuities, and he starts every conversation with what you need your money and coverage to do — not with a product.
Bob also helps Georgia families compare life insurance from 30+ carriers, plan for long-term care and chronic illness costs, and ask about Medicare Supplement options. He is licensed in Georgia, Tennessee, and Florida, and as an independent agent he can compare solutions from multiple insurance carriers instead of forcing every need into one company.
Whether you are approaching retirement or already retired, you can book a free Legacy Review or call Bob Matthews at (770) 835-5584 to talk through retirement income, life insurance, annuities, and long-term care planning in Georgia.